Building the best financial plan is no trivial matter. In order to do it properly, and in a way that鈥檚 absolutely in the best interest of our clients, a set of financial planning assumptions are necessary to make. What kind of assumptions you might ask?
Things like the future rate of inflation, when your kids are likely to head to post-secondary school, what the right amount of critical illness insurance is and many more. These assumptions are made based on rigorous research by our in-house financial experts and engineers.
That said, we believe that we鈥檝e created a planning model that is聽one-size-fits-a-vast-majority-of-Canadians. If you鈥檙e in that small minority of people that have ultra unique financial circumstances, you鈥檙e in luck; our platform is flexible enough that we鈥檒l still be able to structure your financial plan so that it works for you and your situation.
CURIOUS ABOUT THE ASSUMPTIONS WE MADE ABOUT YOU?
The best financial plans are also the easiest.
Read our assumptions
We get it. You鈥檝e just inherited a house and the first instinct might be to do something, anything. Sell it. Move in. Light a sage stick and start redecorating. But here鈥檚 your permission slip to pause. There鈥檚 no trophy for rushing big decisions while juggling emotions and funeral casseroles. Unless the home is in foreclosure or there鈥檚 some urgent financial emergency, take a minute. Sit with it. Breathe. You鈥檒l make better decisions once the dust settles a bit.
Retirement sounds great in theory. No more early alarms, meetings, deadlines, or pretending to care about office birthday cake. But when it鈥檚 actually your retirement on the horizon, the whole thing can feel a little murky. You鈥檝e probably got questions. Can I afford it? Will I be bored? Do I even want to retire right now? What if I regret it? What if I don鈥檛?
Between weekend getaways, patios with friends, weddings, kids鈥� activities, and the endless temptation to 鈥渕ake the most of the season,鈥� summer spending can sneak up on anyone. The good news? You don鈥檛 have to go full hermit to keep your finances in check. Here鈥檚 how to spend less this summer鈥攚ithout missing out on the fun.